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TERMS OF USE AGREEMENT AND PRIVACY POLICY

Welcome to our Web site. We maintain this Web site (the “Site”) as a service to our customers, prospects and partners. By accessing this CAMS Consulting Site you agree to be bound by the terms and conditions below. If you do not wish to be so bound, then you may not access this Site. These terms and conditions may be modified at any time by CAMS Consulting without notice.
Copyright. The copyright in all content published on this CAMS Consulting Site, as well as the Site design, text, digital conversion, graphics, and the selection and arrangement thereof is owned by CAMS Consulting. You are granted a non-exclusive, non-transferable, revocable license (a) to access and use the Site strictly in accordance with these terms and (b) to download and copy documents (white papers, technical documents and other text documents) provided (i) use of such documents is solely for either your personal, non-commercial and informational use, or non-commercial and informational use within your organization in support of or evaluation of CAMS Consulting products and services, (ii) the copyright notice below and any other proprietary rights notices original to the document are reproduced on all copies, and (iii) no modifications to any documents are made nor any derivative works created. Any use not in compliance with these terms is expressly prohibited. No print out or electronic version of any part of the Site or its contents may be used by you in any litigation or arbitration matter whatsoever under any circumstances. Except as set forth above, nothing herein shall be interpreted or construed as conferring any right or license under any patent, trademark, copyright or other intellectual property of CAMS Consulting or of any third party.
Trademarks. The name CAMS Consulting, the CAMS Consulting logo are all registered trademarks of CAMS Consulting. All other products or services mentioned on the Site may be the trademarks, service marks, registered trademarks, or registered service marks of their respective owners.
Software. Any software available to be downloaded from this Site is the copyrighted work of CAMS Consulting or its licensors, and shall only be used in accordance with the terms and conditions of the License Agreement that accompanies or is posted with the software. In the event no License Agreement accompanies or is posted with the software, then use shall be governed by the license terms and conditions for the original software product being updated by the downloaded software.
Payments. You represent and warrant that if you are purchasing products/services from this Site that (i) any credit card information you supply in true and complete, (ii) charges incurred by you will be honored by your credit card company, and (iii) you will at all times remain responsible to pay all charges incurred by you at the listed prices including any applicable taxes.

Links to Other Web Sites. This Site contains links to other Web sites. CAMS Consulting is not responsible for the content, accuracy or opinions expressed in such Web sites, and such Web sites are not investigated, monitored or checked for accuracy or completeness by CAMS Consulting of any linked Web site on this Site is for the convenience of the viewers only, and does not imply approval or endorsement of the linked Web site by CAMS Consulting.

ALL INFORMATION IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. CAMS CONSULTING MAKES NO REPRESENTATION, WARRANTY OR GUARANTY AS TO THE QUALTY, COMPLETENESS OR SUITABILITY OF INFORMATION CONTAINED ON THIS WEB SITE. INFORMATION IS SUBJECT TO CHANGE WITHOUT NOTICE.
CAMS CONSULTING DOES NOT WARRANT THAT THE SITE WILL AT ALL TIMES OPERATE FREE FROM ERROR OR DELAY, AND THAT ITS SERVERS WILL BE FREE FROM VIRUSES OR OTHER MALICIOUS MECHANISMS. CAMS CONSULTING IS NOT RESPONSIBLE FOR ANY COSTS OR DAMAGES YOU MAY INCUR AS A RESULT OF THE FOREGOING.
IN NO EVENT SHALL CAMS CONSULTING BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES HOWEVER CAUSED ARISING OUT OF OR RELATED TO THE USE OR PERFORMANCE OF ANY INFORMATION CONTAINED ON THIS WEB SITE OR ON ANY HYPER-LINKED WEB SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

Copyright Notice: Copyright 2011 CAMS Consulting. All Rights Reserved.

PRIVACY POLICY
What Information Do We Collect? When you visit the Site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Site use information collected on an aggregate basis as you and others browse the Site.

Personal Information You Choose to Provide

Contact Information:
When you contact us via our site, register for the site or sign up for our newsletter, we may collect a variety of information, including your name, company, mailing address, phone number, email address, site username, site password and contact preferences.
E-mails that you may send to us may not be secure unless we advise you that security measures will be in place prior to your transmitting the information. For that reason, we ask that you do not send confidential information through an unsecured e-mail.

Web Site Use Information
Similar to other commercial Web sites, this Site utilizes a standard cookie technology and Web server logs to collect information about how the Site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, and time spent on the Site. This information is collected on an aggregate basis. None of this information is associated with you as an individual.

How Do We Use the Information That You Provide to Us?
Broadly speaking, we use such information for purposes of administering our business activities, providing customer service and making available other products and services to our customers and prospective customers. Occasionally, we may also use the information we collect to notify you about important changes to the Site, new services and special offers we think you will find valuable. The lists used to send you product and services information are developed and managed under corporate standards designed to safeguard the security and privacy of our customers’ personal information. You will always have the opportunity to notify us of your desire not to receive these offers.

How Do We Protect Your Information?

Information Security.
We utilize encryption/security software to safeguard the confidentiality of personal information we collect from unauthorized access or disclosure and accidental loss, alteration or destruction.

Evaluation of Information Protection Practices.
Periodically, our operations and business practices are reviewed for compliance with corporate policies and procedures governing the security, confidentiality and quality of our information.

Employee Access, Training and Expectations.
Our corporate values, ethical standards, policies and practices are committed to the protection of customer information. Our business practices limit employee access to confidential information, and limit the use and disclosure of such information to only authorized persons, processes and transactions.

Do We Disclose Information to Outside Parties?
No, except to the extend provided to our credit card processing partners, we do not provide any personal information collected on the Site regarding our customers to third parties.

What About Legally Compelled Disclosure of Information?
We may disclose information when legally compelled to do so, or when we, in good faith, believe that the law requires it or for the protection of our legal rights.

What About Other Web Sites Linked to Our Web Site?
Please remember that when you use a link to go from the Site to another Web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other Web site, including Web sites which have a link to the Site, is subject to that Web site’s own rules and policies. Please read over those rules and policies before proceeding.

Your Consent
By using the Site you consent to the collection and use of your personal information as described in this Privacy Policy. If we change our privacy policies and procedures, we will post those changes on the Site to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it.